ARCaml for TCSPs: Compliance Made Simple
If you set up companies or trusts, Tranche 2 is about to become part of your daily workflow. Starting July 2026, you'll need to:
TCSPs: Creating Structures That Can Be Exploited
From 1 July 2026, Trust & Company Service Providers have AML/CTF obligations. AUSTRAC identifies that criminals use business structures and trusts to hide beneficial ownership and create distance between themselves and criminal proceeds.
TCSP Designated Services
- • Creating, restructuring or forming body corporates or legal arrangements
- • Acting as director, secretary or trustee
- • Acting as nominee shareholder
- • Providing registered office or business address
- • Managing money, securities or property
- • Selling shelf companies
- • Assisting corporate transactions
Why TCSPs Are Targeted by Criminals
- • Create corporate veils to obscure ownership
- • Establish layered trust structures
- • Provide nominee directors/shareholders
- • Give appearance of legitimacy
- • Enable cross-border structuring
You may not know you're helping criminals-which is why these obligations exist.
Client Behaviour Red Flags
- • Avoids face-to-face meetings
- • Doesn't understand their own business
- • Ends relationship when asked for info
- • Unusual knowledge of AML/CTF rules
- • Pays higher fees without clear reason
Complex Structure Red Flags
- • Requests to hide beneficial ownership
- • Large volumes of company creation
- • Shell/shelf company usage
- • Transfers with no apparent purpose
- • Multiple layers of holding companies
Foreign Jurisdiction Red Flags
- • Structures in tax haven jurisdictions
- • Foreign PEPs or associates
- • No local business presence
- • Complex cross-border arrangements
- • Sanctioned country connections
Key Dates for TCSPs
- 31 March 2026: AUSTRAC enrolment opens
- 1 July 2026: AML/CTF obligations commence
- 29 July 2026: Enrolment deadline (within 28 days of first designated service)
How ARCaml Solves Your Compliance Challenge
ARCaml is a CDD as a Service platform that handles your customer due diligence for complex corporate and trust structures.
Identity Verification
Automated KYC for directors, shareholders, trustees, and beneficial owners
Beneficial Ownership
Unwrap complex structures to identify ultimate beneficial owners
Source of Funds
Verify funding for company formation, trust settlements, and capital
PEP & Sanctions
Screen all parties against global PEP, sanctions, and adverse media
Your AML/CTF Compliance Journey
Step-by-step guidance for trust and company service providers.
Get Started with ARCaml
Step 1Sign up for ARCaml's CDD as a Service. We'll configure your account for trust & company service provider compliance requirements.
Send your client a verification link
Step 2Before onboarding, send your client a secure link from your portal. They complete a simple guided workflow - no app needed.
Client verifies their identity
Step 3Your client submits their ID and details. ARCaml analysts verify identities, check beneficial ownership chains, and screen against PEP & sanctions lists.
Receive your CDD Report
Step 4A structured CDD report is delivered to your portal - risk rated, evidence packaged, audit-ready. Retained for 7 years.
Focus on your services
Step 5Proceed with confidence on your trust & company services. Decision and responsibility remain with you - execution is off your desk.