Content sourced from and aligned with AUSTRAC guidance and regulatory requirements.
Trust & Company Services • ARCaml • AUSTRAC Tranche 2
ARCaml for TCSPs: Compliance Without the Headache
If you set up companies or trusts, Tranche 2 is about to become part of your daily workflow. Starting July 2026, you'll need to:
Verify every client's identity Confirm beneficial owners and controllers Screen for PEPs and sanctions Keep records for seven years
TCSPs: Creating Structures That Can Be Exploited
From 1 July 2026, Trust & Company Service Providers have AML/CTF obligations. AUSTRAC identifies that criminals use business structures and trusts to hide beneficial ownership and create distance between themselves and criminal proceeds.
TCSP Designated Services
- • Creating, restructuring or forming body corporates or legal arrangements
- • Acting as director, secretary or trustee
- • Acting as nominee shareholder
- • Providing registered office or business address
- • Managing money, securities or property
- • Selling shelf companies
- • Assisting corporate transactions
Why TCSPs Are Targeted by Criminals
- • Create corporate veils to obscure ownership
- • Establish layered trust structures
- • Provide nominee directors/shareholders
- • Give appearance of legitimacy
- • Enable cross-border structuring
You may not know you're helping criminals—which is why these obligations exist.
Client Behaviour Red Flags
- • Avoids face-to-face meetings
- • Doesn't understand their own business
- • Ends relationship when asked for info
- • Unusual knowledge of AML/CTF rules
- • Pays higher fees without clear reason
Complex Structure Red Flags
- • Requests to hide beneficial ownership
- • Large volumes of company creation
- • Shell/shelf company usage
- • Transfers with no apparent purpose
- • Multiple layers of holding companies
Foreign Jurisdiction Red Flags
- • Structures in tax haven jurisdictions
- • Foreign PEPs or associates
- • No local business presence
- • Complex cross-border arrangements
- • Sanctioned country connections
Key Dates for TCSPs
- 31 March 2026: AUSTRAC enrolment opens
- 1 July 2026: AML/CTF obligations commence
- 29 July 2026: Enrolment deadline (within 28 days of first designated service)
How ARCaml Solves Your Compliance Challenge
ARCaml is a CDD as a Service platform that handles your customer due diligence for complex corporate and trust structures.
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Identity Verification
Automated KYC for directors, shareholders, trustees, and beneficial owners
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Beneficial Ownership
Unwrap complex structures to identify ultimate beneficial owners
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Source of Funds
Verify funding for company formation, trust settlements, and capital
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PEP & Sanctions
Screen all parties against global PEP, sanctions, and adverse media
Trust & Company Service Providers Starter Kit
Download your sector-specific starter kit to help you meet your AML/CTF obligations under AUSTRAC.
Compliance Roadmap
Your AML/CTF Compliance Journey
Step-by-step guidance for trust and company service providers.
Subscribe to ARCaml
Step 1Sign up for ARCaml's CDD as a Service. We'll configure your account for trust & company service provider compliance requirements.
Send your clients link from ARCaml
Step 2Before onboarding, send your clients through our secure portal. We handle the entire KYC/KYB verification including beneficial ownership chains.
Verify identity & ownership
Step 3ARCaml verifies identities, checks beneficial ownership structures, screens against PEP & sanctions lists — all AUSTRAC compliant.
Get compliance pack
Step 4Receive an audit-ready compliance pack confirming your due diligence is complete. Store it with your client records.
Focus on your services
Step 5Proceed with confidence on your trust & company services. ARCaml retains records for 7 years — audit and regulator ready.
Annual Subscription
Simple, transparent pricing with flexible credit-based usage.