ARCaml for real estate: Customer Due Diligence (CDD) for buyers, sellers, landlords and agencies to meet your AML/CTF and AUSTRAC obligations.
We’ll provision a sector-ready pack and onboarding checklist tailored to your business.
Your roadmap to meeting your Customer Due Diligence obligations.
Enrol with AUSTRAC and appoint an AML/CTF Compliance Officer who has the authority to implement AML/CTF processes & controls.
Identify the money laundering, terrorism financing & proliferation financing risks within your business by assessing your customer types, products, delivery channels, and the countries you deal with.
Develop and document your AML/CTF Program which will capture the policies, procedures, systems and controls you’ll use to manage and mitigate your ML/TF risks.
Complete Know Your Customer (KYC) & Know Your Business (KYB) procedures to allow you to identify, verify and monitor your customers. This includves identifing beneficial ownership, PEP & Sancuation screening, risk rating and resolving discrepancies.
Apply ECDD procedures and verify additional KYC/KYB information where red flags/risk indicators arise (e.g., complex structures, high-risk geographies, adverse media).
Monitor for changes in customer information, re-verify KYC/KYB, and rescreen periodically according to your customer's risk assessment.
Submit Suspicious Matter Reports (SMRs) to AUSTRAC whenever a new suspicion forms.
Keep customer & other records for at least 7 years, provide ML/TF risk awareness training to your management & staff, and arrange regular independent reviews of your AML program.
Select a plan that matches your onboarding volume and customer mix.
Perfect for solo agents or low-volume onboarding.
Cost (p.a.): $8,000
Included onboardings: Up to 15
Customer types: Individuals only
ECDD: Australian
Small teams handling their first companies and SMSFs.
Cost (p.a.): $12,000
Included onboardings: 16 – 30
Customer types: Individuals & entities
ECDD: Australian
Established agencies with trusts and more complex customers.
Cost (p.a.): $18,000
Included onboardings: 30 – 50
Customer types: Individuals & entities
ECDD: Australian
Large firms or networks – custom scaling and integrations.
Cost (p.a.): Contact us
Included onboardings: 40+
Customer types: Individuals & entities
ECDD: Global
We're ready to assist you in meeting your AUSTRAC obligations.